Setting up insurance
Setting up insurance
Setting up insurance
Contents insurance protects your valuable items financially in case of theft, fire or other possible loss or damages. Here’s everything you need to know to find the best content insurance plan for you.
Contents insurance protects your valuable items financially in case of theft, fire or other possible loss or damages. Here’s everything you need to know to find the best content insurance plan for you.
What this guide is for
Setting up insurance when you move
Setting up insurance when you move
Setting up insurance when you move
Contents insurance isn’t a legal requirement in the UK, but that doesn’t mean you don’t need to protect your possessions.
Think of the value of everything in your home. Clothes, shoes, jewellery, electronics, musical instruments, sports equipment, appliances – could you replace them if the worst was to happen?
Contents insurance protects your valuables from theft, flood, fire and more. Plus, if an emergency at your home effects your neighbours, you won’t be liable for the damage.
Preparation
Your insurance to do list
Your insurance to do list
Getting started
Finding the right insurance cover
Finding the right insurance cover
Finding the right insurance cover
The average value of a UK home’s contents is more than £60,000. If you’d struggle to replace your important and valuable items in the event of a disaster, a contents insurance policy is a worthwhile investment.
The average cost of a contents insurance policy in the UK is £132 a year or £11 a month. The cost to you will depend on the value of your possessions and the excess you’d like on your policy.
Some of the best value contents insurance start at around £60 a year or £5 a month (Urban Jungle).
The average value of a UK home’s contents is more than £60,000. If you’d struggle to replace your important and valuable items in the event of a disaster, a contents insurance policy is a worthwhile investment.
The average cost of a contents insurance policy in the UK is £132 a year or £11 a month. The cost to you will depend on the value of your possessions and the excess you’d like on your policy.
Some of the best value contents insurance start at around £60 a year or £5 a month (Urban Jungle).
What's not covered in contents insurance
What's not covered in contents insurance
Contents insurance doesn’t cover damage from normal use or wear and tear. Most policies also have a maximum time the property can be left unoccupied, typically 30 days, before the policy no longer applies. Regarding theft, you won’t be protected from theft by deception, so if you let someone into your home willingly your policy won’t apply.
Contents insurance doesn’t cover damage from normal use or wear and tear. Most policies also have a maximum time the property can be left unoccupied, typically 30 days, before the policy no longer applies. Regarding theft, you won’t be protected from theft by deception, so if you let someone into your home willingly your policy won’t apply.
Damage cover
Does contents insurance cover damages during a house move?
Does contents insurance cover damages during a house move?
Does contents insurance cover damages during a house move?
Yes, most contents insurance policies cover damages during your move, provided you hire a professional moving service. However, you should always check your policy to confirm.
Some policies include contents in transit as standard, and some removals companies offer their own insurance for your items. If you need to take a separate policy, the cheapest option is usually to add it to your existing policy.
If this isn’t a part of your policy, you may be able to pay a fee to have that as an add-on, which would usually be cheaper than taking out a complete separate removals insurance.
Yes, most contents insurance policies cover damages during your move, provided you hire a professional moving service. However, you should always check your policy to confirm.
Some policies include contents in transit as standard, and some removals companies offer their own insurance for your items. If you need to take a separate policy, the cheapest option is usually to add it to your existing policy.
If this isn’t a part of your policy, you may be able to pay a fee to have that as an add-on, which would usually be cheaper than taking out a complete separate removals insurance.
What is ‘contents in transit?’
What is ‘contents in transit?’
Contents in transit refers to the items in your home while you’re in the process of moving. If your policy mentions that it includes contents in transit then you’re covered during your move – just make sure you’re using an approved professional moving service.
Contents in transit refers to the items in your home while you’re in the process of moving. If your policy mentions that it includes contents in transit then you’re covered during your move – just make sure you’re using an approved professional moving service.
Set up all your utilities with up to £596 savings
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Set up all your utilities with up to £596 savings
Set up all your utilities with up to £596 savings
Sign up and we will find the best options for your home – all set up in minutes.
Questions about our service
Is this service free?
Yes! Our service is completely free for movers.
How much can I save?
Our clients save up to £596 per year across their utility bills. Savings vary depending on your current tariffs and the deals available at your new address.
What services are included?
We cover energy, broadband, water, council tax, TV, mobile, insurance, banking, FX, TV licence, smart billing and cleaning — everything for your new home in one place.
Can I choose my suppliers?
Absolutely. Your Connections Expert will walk you through all the available options and you make every decision. We never push you towards a particular supplier.
How can I track my setup?
Everything is tracked in your personal Please Connect Me dashboard. You'll see live setup statuses for every service and receive automatic alerts before any plan expires.
Questions about our service
Is this service free?
Yes! Our service is completely free for movers.
How much can I save?
Our clients save up to £596 per year across their utility bills. Savings vary depending on your current tariffs and the deals available at your new address.
What services are included?
We cover energy, broadband, water, council tax, TV, mobile, insurance, banking, FX, TV licence, smart billing and cleaning — everything for your new home in one place.
Can I choose my suppliers?
Absolutely. Your Connections Expert will walk you through all the available options and you make every decision. We never push you towards a particular supplier.
How can I track my setup?
Everything is tracked in your personal Please Connect Me dashboard. You'll see live setup statuses for every service and receive automatic alerts before any plan expires.
Questions about our service
Is this service free?
Yes! Our service is completely free for movers.
How much can I save?
Our clients save up to £596 per year across their utility bills. Savings vary depending on your current tariffs and the deals available at your new address.
What services are included?
We cover energy, broadband, water, council tax, TV, mobile, insurance, banking, FX, TV licence, smart billing and cleaning — everything for your new home in one place.
Can I choose my suppliers?
Absolutely. Your Connections Expert will walk you through all the available options and you make every decision. We never push you towards a particular supplier.
How can I track my setup?
Everything is tracked in your personal Please Connect Me dashboard. You'll see live setup statuses for every service and receive automatic alerts before any plan expires.